Consumer Proposal Toronto

There are a variety of solutions available to help you deal with your financial crisis and get out of debt. The most common services offered by our team are Bankruptcy and Consumer Proposal filings. With a Consumer Proposal or Bankruptcy you can eliminate all of your unsecured debts once and for all. In the last 20 years, we have helped more than 7,000 individuals and corporations become debt free.

What is a Consumer Proposal?

A Consumer Proposal is a debt relief option which allows insolvent individuals to combine all of their debts into one affordable monthly payment over a 5 year period (or less). Consumer Proposal filing is a legal process between you and your creditors to repay a portion of what is owed. Consumer Proposals can only be handled by a Licensed Insolvency Trustee. As your Licensed Insolvency Trustee we will negotiate with your creditors to reduce the amount of debt owed and to stop interest charges. The amount of debt to be repaid is based on your income, assets, and total debt load.   Our fees are also included in your monthly payments.

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Some advantages of Consumer Proposal:

Don't Lose Your Assets

1- Consumer Proposal will help you get debt relief while allowing you to keep your assets such as your cars, house, and any savings or investments, etc.

Creditor Protection:

3- All legal actions proceedings, wage garnishments, and collection calls will immediately stop once you file for a consume proposal.

Affordability

2- With a consumer proposal you can consolidate all of your unsecured debts in to one affordable monthly payment. The principal reduction usually ranges from 50%-70%.

Don't Go Bankrupt:

4- Consumer proposal will allow you to get debt relief without filing a bankruptcy.